Are You Money Smart? Find out now!

Think you know the secrets to financial success? Find out if you´re on the right track…..

  • Question of

    You’re due for an upgrade on your phone. Your current one still works but you’ve had an eye on a newer version. You decide to:

    • Get the upgrade… after all, you´ve had the old phone for so long and the new one looks awesome.
    • Keep the old phone as long as you can — every month you put off the upgrade, you´re saving money.
    • Sell your old phone and put the extra cash toward the new phone. While you´re at it, you downgrade your data plan to save a few bucks.
    • Sweet, I didn´t realize I was due for an upgrade! Maybe I will… at some point.
  • Question of

    It’s time to go grocery shopping. Do you:

    • Write a carefully constructed grocery list and price compare different stores.
    • Go to the nearest store with a general idea of what you need… you´ll figure it out when you get there.
    • Buy what´s on sale… you can get creative on recipes!
    • Who has time to grocery shop? Or to cook? Order instead!
  • Question of

    Congratulations: you got a bonus at work! What do you do with the money?

    • Pay off some debts — those college loans are building interest like crazy
    • Splurge on a night out or new outfit to celebrate, and put the rest on savings.
    • Straight to the retirement account.
    • Go shopping or plan a vacation — it´s well deserved!
  • Question of

    You’ve decided to stick to your resolutions this year and get into better shape. You:

    • Sign up at the closet gym to your home or office so there´s chance you´ll actually go.
    • Kick off your plan with new workout clothes from the mall for extra motivation.
    • Who needs to pay to work out? I can exercise outside or at home for free!
    • Do your research – take advantege of free trial weeks and search for the lowest monthly rates in the area.
  • Question of

    Your friend’s birthday is coming up and you’re low on cash. You decide to:

    • Make them something homemade…. a DIY gift is thoughtful!
    • Buy them an expensive present you know they´d like… you´ll figure out a way to pay it off later.
    • Organize a group gift with your friends – that way you can all split the cost!
    • Take them out for a coffee or a drink — it´s the remembering that counts, and we get to spend some time together.
  • Question of

    You find the perfect apartment, but the rent is way out of your price range. Do you:

    • Look for a roommate to split the bills.
    • Sign the lease anyway and hope for a raise.
    • Keep looking, expanding your research to cheaper areas or smaller apartments — a nice place isn’t worth going broke.
    • You love it too much to let it go, so you take on a part-time job to make up the difference.
  • Question of

    The bill arrives after a night out with friends:

    • You´re preety broke, so you offer to pay the whole check with a credit card and have everyone else give you cash.
    • You take on accounting duties and tally up everyone´s share.
    • You immediately grab the check — and when your friends insist on splitting the bill, you still put in a few dollars more.
    • You go with the flow and pay what you owe.
  • Question of

    Your child is BEGGING for a new toy he saw somewhere, and he’s been a really big help lately. But it’s over $100. You:

    • Tell her she’ll have to wait until his birthday or put it on his Christmas list — let Santa deal with it!
    • Help him count what’s in his piggy bank and encourage him to save up the rest to buy it for himself.
    • Just put it on the credit card. He’ll love it so much, and he’s only this age once — it’s worth splurging for even if it’s more than you can afford right now.
    • Tell him it’s too expensive, but take a few extra shifts at work so you can buy it and surprise him.

Share the quiz to view your results!

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Written by Leblon Blue

Career manager with engineering background. Finance enthusiast. Recently started this blog. Enjoying financial freedom.

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