Are You Money Smart? Find out now!

Think you know the secrets to financial success? Find out if you´re on the right track…..

  • Question of

    You’re due for an upgrade on your phone. Your current one still works but you’ve had an eye on a newer version. You decide to:

    • Get the upgrade… after all, you´ve had the old phone for so long and the new one looks awesome.
    • Keep the old phone as long as you can — every month you put off the upgrade, you´re saving money.
    • Sell your old phone and put the extra cash toward the new phone. While you´re at it, you downgrade your data plan to save a few bucks.
    • Sweet, I didn´t realize I was due for an upgrade! Maybe I will… at some point.
  • Question of

    It’s time to go grocery shopping. Do you:

    • Write a carefully constructed grocery list and price compare different stores.
    • Go to the nearest store with a general idea of what you need… you´ll figure it out when you get there.
    • Buy what´s on sale… you can get creative on recipes!
    • Who has time to grocery shop? Or to cook? Order instead!
  • Question of

    Congratulations: you got a bonus at work! What do you do with the money?

    • Pay off some debts — those college loans are building interest like crazy
    • Splurge on a night out or new outfit to celebrate, and put the rest on savings.
    • Straight to the retirement account.
    • Go shopping or plan a vacation — it´s well deserved!
  • Question of

    You’ve decided to stick to your resolutions this year and get into better shape. You:

    • Sign up at the closet gym to your home or office so there´s chance you´ll actually go.
    • Kick off your plan with new workout clothes from the mall for extra motivation.
    • Who needs to pay to work out? I can exercise outside or at home for free!
    • Do your research – take advantege of free trial weeks and search for the lowest monthly rates in the area.
  • Question of

    Your friend’s birthday is coming up and you’re low on cash. You decide to:

    • Make them something homemade…. a DIY gift is thoughtful!
    • Buy them an expensive present you know they´d like… you´ll figure out a way to pay it off later.
    • Organize a group gift with your friends – that way you can all split the cost!
    • Take them out for a coffee or a drink — it´s the remembering that counts, and we get to spend some time together.
  • Question of

    You find the perfect apartment, but the rent is way out of your price range. Do you:

    • Look for a roommate to split the bills.
    • Sign the lease anyway and hope for a raise.
    • Keep looking, expanding your research to cheaper areas or smaller apartments — a nice place isn’t worth going broke.
    • You love it too much to let it go, so you take on a part-time job to make up the difference.
  • Question of

    The bill arrives after a night out with friends:

    • You´re preety broke, so you offer to pay the whole check with a credit card and have everyone else give you cash.
    • You take on accounting duties and tally up everyone´s share.
    • You immediately grab the check — and when your friends insist on splitting the bill, you still put in a few dollars more.
    • You go with the flow and pay what you owe.
  • Question of

    Your child is BEGGING for a new toy he saw somewhere, and he’s been a really big help lately. But it’s over $100. You:

    • Tell her she’ll have to wait until his birthday or put it on his Christmas list — let Santa deal with it!
    • Help him count what’s in his piggy bank and encourage him to save up the rest to buy it for himself.
    • Just put it on the credit card. He’ll love it so much, and he’s only this age once — it’s worth splurging for even if it’s more than you can afford right now.
    • Tell him it’s too expensive, but take a few extra shifts at work so you can buy it and surprise him.

Share the quiz to view your results!


Written by Leblon Blue

Career manager with engineering background. Finance enthusiast. Recently started this blog. Enjoying financial freedom.


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